Don't Be Rocked By a Hurricane

With Isaac hitting the Gulf Coast, it’s an important reminder to Carolinian that hurricane season is in full swing.  September is National Preparedness Month and in honor of that, here are some tips from FEMA on preparation for a hurricane or tropical storm;

• Stock up on plywood so you can board up windows and doors at a moments notice. The American Red Cross recommends that the plywood be 5/8 inches thick. In a pinch, duct tape or packing tape can also minimize shattering glass in the event of a strong wind.
• Make sure to bring in outside items that can be picked up and thrown around in the wind. This list includes garden decorations, tables and chairs, and other items.
• As the storm approaches, turn your refrigerator to its coldest setting in case the power goes off. Store accessible items, like sandwiches items, snacks for kids, medications or baby formula, in a cooler to reduce the necessity to open the refrigerator door.
• Fill your bathtub up with water before the storm hits. You’ll be able to use this water to cook, flush toilets, or even to drink if the power goes out.
•  Fill up your car with gas. If you or your family is forced to evacuate at the last minute, there may not be any gas stations available if the power is out.
•  Review your evacuation plan and learn alternate routes, just in case.
•  Identify the nearest shelter to evacuate to if the weather takes a turn for the worst. Most communities also offer pet-friendly shelters so the whole family can be safe.
• Make sure you have a three day supply of water (a gallon for each person in your household), dry goods and canned food. If you have a pet, make sure they have enough water for three days as well.
• Make sure that your flashlight, battery powered radio, and cell phone batteries are fully charged.  Be sure to keep extra batteries nearby as well as a first aid kit. If you opt to light your home with candles, make sure you have a fire extinguisher handy.

     With the advances in technology, there are several android and iPhone apps that allow you to stay updated on the weather conditions during a storm. Hurricane – American Red Cross is a free app available for both Android and iOS devices which allows you to not only track the hurricane but  also check on weather conditions in your area  and locate help if needed. This app also lets you notify friends and family that you are safe. This app is available on the App Store and the Google Play Android Market and is completely free.

Survival Tips after a Home Invasion

With break-ins and home invasions in the Brentwood, TN, area on the rise, it’s important to remember that, although you may live in a safe neighborhood, you may still be at risk for a burglary or home invasion.

Most burglaries occur during the day when residents are more likely to be at work  Protecting your home and the valuables within is a common concern for all residents and precautionary measures like installing an alarm or keeping your door locked can be effective. But what do you do if you come home and find that your home has been burglarized? Here are some steps to take if you come home to a break in:

1.      Dial 911 and exit the premises immediately. If your pets are within arms reach, grab them. Wait outside the home until the police arrive; either in a locked car or a neighbors’ house.

2.      Do not enter or search the premises. Let the police search your home before you enter. The burglar may still be in the home.

3.      Don’t touch anything inside until police have completed their investigation. Forensic evidence is almost always left behind and can be easily contaminated.

4.      Do a walk through and create a detailed list of damaged or stolen property and their value. Make sure this list is included in the police report so you have documented proof to give to your insurance company.

After the initial investigation is over, you may want to consider browsing your local pawn shops for your property every week or so. The police will check pawn shops for your property immediately following the break in but stop after a few weeks. You may also want to consider changing your locks or revaluating your current security system, even if you’ve already had one put in place. Once you’ve experienced a break in, you become six times more likely to be targeted again.

Experiencing a home invasion can leave you feeling victimized, shocked, and violated. This is a common after affect of a home invasion. The healing process can be long and not always smooth. If you’re having trouble settling with your insurance company, let our team at Merritt Webb help you.